When does someone have a personal injury case to pursue?

When does someone have a personal injury case to pursue?

When you are injured because of someone else's negligence, you usually have a case to pursue against that person. If you've recently been injured, and you think that you may have a case, read the following article to find out more about the most common types of personal injury cases.

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My car accident was almost two years ago. How long do I have to do anything about it?

My car accident was almost two years ago. How long do I have to do anything about it?

If you wait too long, you can lose all right rights to pursue your car accident case against the other party. From the moment you are involved in a car accident, the statute of limitations clock begins to run. Find out how long you have to file a lawsuit and what you should do after a car accident.

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Should I give the car insurance company a recorded statement after a car accident?

Should I give the car insurance company a recorded statement after a car accident?

One of the first reactions after a car accident is to call the insurance company. Your claim should be reported to the insurance company, but you have to tread carefully. The insurance company will try to take your recorded statement even though you are not obligated to give them one at all. Read on to learn more.

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Should I get a Dash Camera in my car?

Should I get a Dash Camera in my car?

Thinking about getting a dash camera installed in your car? Not only do dash cameras help make interesting videos, they also help you prove your car accident case in the unfortunate event that you are involved in one. Unfortunately, dash camera footage can also hurt your case. Find out why.

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I have to pay back my health insurance company from my car accident settlement? Why?

I have to pay back my health insurance company from my car accident settlement? Why?

Even though you have health insurance, you will most likely have to pay for the medical bills out of your third party settlement. There are situations where you don’t have to pay the full amount and there are situations where you may not have to pay back anything. Find out how to minimize how much you have to pay back your health insurance company from your car accident case.

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Should I Get GAP Insurance?

Should I Get GAP Insurance?

If you don't have gap insurance for your car, it is very important for you to consider. In the event that you are in a car wreck it could prove to be very useful and financially advantageous for you. Find out how disastrous it could be for you if you don't have gap coverage and your car is totaled.

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A driver without insurance hit me. What can I do?

Even though it's illegal to drive without car insurance in California (punishable by fines and license suspension up to four years), many people still get behind the wheel while they're uninsured. If you've been hit by someone who doesn't carry auto insurance you still may be able to get compensated from the at fault party, but it may be better to get compensated by your own carrier, especially if the other party is insolvent. Here are several options you can take:

You can contact the other party directly and see if you can come to a resolution on your own (generally not suggested). 

You can have a lawsuit filed against the person who hit you and see if you can recover anything from him personally (may be suggested). 

You may also be able to file a claim with your own insurance carrier and get compensated through them. If you have the proper coverage, your insurance carrier will pay for the damage to your car, medical bills, pain and suffering, etc. More specifically, if you have collision coverage your car insurance carrier will pay (minus your deductible in most cases) for the repairs to your car or the value of the car if the cost of repairs exceed the value of your car.  If you have uninsured motorist/underinsured motorist, your own car insurance carrier will cover you for your bodily injury claim (medical bills, pain and suffering, etc.). If you have medical payments coverage, your car insurance carrier will pay for the medical treatment you received up to the medical payments policy limits.

Because many California drivers are driving without a valid policy in effect, it is important for all California drivers to carry UM coverage.

The above-mentioned is not to be construed as legal advice. 

By West Covina Personal Injury Lawyer, Lem Garcia