When you are injured because of someone else's negligence, you usually have a case to pursue against that person. If you've recently been injured, and you think that you may have a case, read the following article to find out more about the most common types of personal injury cases.Read More
If you wait too long, you can lose all right rights to pursue your car accident case against the other party. From the moment you are involved in a car accident, the statute of limitations clock begins to run. Find out how long you have to file a lawsuit and what you should do after a car accident.Read More
If you have medical payment coverage under your car insurance plan, make sure you understand what it is and how to take advantage of it. You pay good money for the coverage and you want to be able to take advantage of it when it applies. Read on to find out more.Read More
One of the first reactions after a car accident is to call the insurance company. Your claim should be reported to the insurance company, but you have to tread carefully. The insurance company will try to take your recorded statement even though you are not obligated to give them one at all. Read on to learn more.Read More
Were you rear-ended and pushed into the car in front of you? Are you concerned that the insurance companies will blame you for what happened? Find out when you could be held responsible for this type of car accident.Read More
If you were involved in a car accident and the other person provided you with a proof of car insurance card that did not include their name, you might be in luck. The mere fact that the other person is not named on the policy does not necessarily mean that they will not have insurance coverage. Find out why.Read More
Does it upset you when a motorcycle rider drives right past you on the freeway when you’re stuck in stop and go traffic? In California, this is a legal maneuver when carried out safely. But what is actually considered safe?Read More
Thinking about getting a dash camera installed in your car? Not only do dash cameras help make interesting videos, they also help you prove your car accident case in the unfortunate event that you are involved in one. Unfortunately, dash camera footage can also hurt your case. Find out why.Read More
Even though you have health insurance, you will most likely have to pay for the medical bills out of your third party settlement. There are situations where you don’t have to pay the full amount and there are situations where you may not have to pay back anything. Find out how to minimize how much you have to pay back your health insurance company from your car accident case.Read More
Have you been hit by someone who doesn't have any car insurance? Don't worry too much just yet. Even though the person does not carry his own insurance, you just might be able to get paid in full for all of your damages.Read More
Many of the personal injury lawyer commercials on television tell you that you should call a lawyer right away after a car accident. Is this really necessary? Shouldn't you call your car insurance company first? Find out why it's a good idea to talk to an attorney first.Read More
After a car accident, there is a good chance that you will not be feeling well afterwards. Are you entitled to get paid for more than just your medical bills? Is the other person required by law to pay you for your pain and suffering?Read More
If you don't have gap insurance for your car, it is very important for you to consider. In the event that you are in a car wreck it could prove to be very useful and financially advantageous for you. Find out how disastrous it could be for you if you don't have gap coverage and your car is totaled.Read More
Even though it's illegal to drive without car insurance in California (punishable by fines and license suspension up to four years), many people still get behind the wheel while they're uninsured. If you've been hit by someone who doesn't carry auto insurance you still may be able to get compensated from the at fault party, but it may be better to get compensated by your own carrier, especially if the other party is insolvent. Here are several options you can take:
You can contact the other party directly and see if you can come to a resolution on your own (generally not suggested).
You can have a lawsuit filed against the person who hit you and see if you can recover anything from him personally (may be suggested).
You may also be able to file a claim with your own insurance carrier and get compensated through them. If you have the proper coverage, your insurance carrier will pay for the damage to your car, medical bills, pain and suffering, etc. More specifically, if you have collision coverage your car insurance carrier will pay (minus your deductible in most cases) for the repairs to your car or the value of the car if the cost of repairs exceed the value of your car. If you have uninsured motorist/underinsured motorist, your own car insurance carrier will cover you for your bodily injury claim (medical bills, pain and suffering, etc.). If you have medical payments coverage, your car insurance carrier will pay for the medical treatment you received up to the medical payments policy limits.
Because many California drivers are driving without a valid policy in effect, it is important for all California drivers to carry UM coverage.
The above-mentioned is not to be construed as legal advice.
By West Covina Personal Injury Lawyer, Lem Garcia