A huge concern after you’ve been involved in a car accident is who is going to pay for your medical bills. If you sought emergency medical treatment immediately after a crash, you are probably going to have a very large medical bill. The bill will be even larger if you were taken by an ambulance to the emergency room.
The other party is responsible for your medical bills, but that does not mean that they will always pay them. The other party’s insurance company does not want to pay for all of your medical bills. In fact, they will attempt to settle your case with you for your medical bills without even knowing how much they are. They do this because if they pay you $1000 for your medical bills and your bills are actually $5000 they are already off the hook.
If you have health insurance, your health insurance company will probably pay a large portion of your medical bills but you are still responsible for any co-pays or anything that is left after the health insurance company pays a portion of your bill. This is known as your patient responsibility. The patient responsibility portion can be as little as less than $100 or as much as several thousand dollars. Health insurance policies differ and so do medical bills so it is difficult to say how much your patient responsibility will be.
What often happens is that the Insurance company will say that your medical bills are not reasonable nor are they necessary. Even though you are entitled to more than just having your medical bills getting paid after you’ve been injured in a car accident (that was no fault of your own), insurance companies often do not want to pay all of your medical bills.
If you’ve been injured in an accident and you face large medical bills it is very important that you talk to an attorney about your rights and to help you decide what is right for you and your family. In most cases, if you’ve been seriously injured in the crash it is best for you to hire an experienced personal injury lawyer to help make sure that you get paid not just for your medical bills but for your pain and suffering and lost wages also.
West Covina car accident lawyer, Lem Garcia, helps people who have been injured in a car accident get compensated for all their medical bills pain and suffering, lost wages, and more. His consultations are always free and without any obligation. We are happy to inform you about what is right and tell you whether we believe that you should have an attorney or if you don’t need an attorney. Our battle is against the insurance company and we want to make sure that you don’t get taken advantage of.
By Lem Garcia, car accident attorney in West Covina.