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My car was totaled in a car accident. will I get paid kelley blue book value?


If your car has been totaled due to a car accident, you might expect to get paid Kelley Blue Book value for your car. While it is a reasonable assumption to make, the insurance company does not use Kelley Blue Book to determine the value of your car.

Insurance companies use an independent company to evaluate the value of your car. The independent company will then compare your car to comparable vehicles in your area to discover how much a car like yours is currently selling for in the area. Generally, the independent company will compare your vehicle to comparable vehicles within a 30-mile radius of your residence.

When determining whether a vehicle is comparable, they will look to the make, model, condition, and mileage on your vehicle. They will also look at other details of your car that might determine how much your car is worth.

The insurance company does not evaluate how much your car is worth on your own. While it is in their best interest to pay you as little as possible for your car, they submit they are required to submit your vehicle’s date to an independent company.

It is possible to increase the evaluation of your car by making sure that the independent appraiser has entered the correct data regarding your vehicle. Most importantly, you will want to make sure that they enter the right make, model, condition, and mileage on your car. Ask the insurance adjuster to provide you with your vehicle’s evaluation report, which will show you the data they entered for your car and the cars that they are comparing your car to.

Make sure that they entered all of the right data for you and they are comparing your car to comparable vehicles. It does happen that the insurance company provides incorrect data to the independent appraiser.

If you feel like they are undervaluing your car, you can always request that the insurance company run the numbers again with the updated data you provided them. However, it is possible that they will come back to you with a lower number because of other factors that they might have overlooked the first time around.

West Covina car accident lawyer, Lem Garcia, helps people who have been involved in car accident recover as much as possible for their vehicle. We want to make sure that you do not get taken advantage of by the insurance company and that you get what you deserve.

As always, case consultations are always free and without any obligation. Give us a call today to make sure that the insurance company treats your properly.

By Lem Garcia, car accident lawyer in West Covina