Should I provide a recorded statement to the insurance company after a car accident?

should-i-provide-recorded-statement-to-the-insurance-company-after-car-accidentIf you reported your car accident to the other party’s insurance company or your own insurance company, it’s very likely that they asked you to provide them with a recorded statement about what happened and if you were injured from the crash. Providing any car insurance company with a recorded statement without talking to an experienced personal injury attorney first is a bad idea.

When the insurance company asks you for a recorded statement, they are trying to hurt your case. The insurance adjuster that you are speaking to wants to find ways to either deny your case entirely or lower the value of your case. If they were trying to help you, they would not need to record your conversation with them. If they wanted to help you, they would take notes about what you say and then move forward. When they record you, they want to have evidence of anything incriminating that you might say to them.

Once you say something incriminating on record, it makes it difficult to rehabilitate your credibility if your memory gets refreshed or if you make a simple mistake while you are being recorded.

When you call the other party’s insurance company, you are under no obligation to provide them with a recorded statement. When you call your own insurance company, you may have a duty to cooperate with them to a certain extent, but you do have the right to speak to an attorney before providing a recorded statement. It is highly recommended that you take advantage of that.

Ultimately, when you’re dealing with an insurance company, it is very important to remember that insurance companies are built on collecting premiums and paying out as little as possible to resolve your claim. If the insurance company can find a way to hurt your case, they will take advantage of it as much as possible even though they think they might be wrong.

For example, it is common not to feel any pain after a car crash because of your high levels of adrenaline. If you provide a recorded statement to the insurance company immediately after the crash, you might report that you’re not injured nor are you feeling any pain. You might then feel pain several days later that is probably from the car crash. If you then try to make an injury claim to the insurance company, they will deny it or offer you less than what it is worth because they have you on record saying that you are not feeling any pain.

That is just one example of what can go wrong, but there are many. Make sure to do what is right and talk a personal injury attorney after a car accident. Case consultations are usually free.

West Covina car accident lawyer, Lem Garcia, provides free, no-obligation consultations to people who have been injured in a crash. Equip yourself with the right information so you don’t get taken advantage of.

By: Lem Garcia, car accident lawyer in West Covina