Will the car insurance company pay for my rental car?

will-insurance-pay-for-rental-carIt depends. If you were involved in a car accident and were not at fault, the other party owes you for the damage that they caused, which includes a rental car. However, the other party will not pay for your rental car if your car is still drivable.

If your car is still drivable and still safe to drive, they will not pay for your rental car unless repairs to your car have already began. Furthermore, they will only pay for the rental for a reasonable amount of time. This means that if the body shop is taking too long to repair your car, they will not pay for the rental during that time. Most of the time what makes the amount of time it takes to fix a car unreasonable is waiting for parts. Make sure that the body shop that you are getting your car fixed at has the parts needed to fix your car. If the body shop has to order parts still, it will delay how long it takes to get your car fixed and the at fault insurance carrier will not pay for the rental while the body shop is waiting for parts.

If your car is not drivable, the insurance company should pay for your rental from the day of the crash until your car is paid for. They will not pay you for a rental after they have paid you for it already. In the event that you do not get a rental, they still owe you for the loss of use of your car.

Lastly, another important issue to consider is how much your property damage claim is and how much insurance coverage the other party has. In California, the minimum amount of property damage coverage a party is allowed to carry is $5,000. This means that the at fault party’s carrier will only pay up to $5,000 to resolve your property damage claim – even if your car is worth more than $5,000 and you have a rental bill, they will only pay up to $5,000.00. In this situation you will get a portion of your rental paid for, but not all of it because there is not enough insurance coverage to pay you for all of the rental charges.

West Covina car accident attorney, Lem Garcia, helps people who have been injured in car accidents get the most for their property damage claim also.

If you need help, call us today.

By: Car accident attorney in West Covina, Lem Garcia.