How Your Car Accident Lawyer Will Handle Insurance Companies
When you’re involved in an auto accident caused by a negligent driver, the other driver’s insurance company may contact you shortly after the accident to get your recorded statement. The claims adjuster may seem helpful and friendly, but their goal is to pay you as little as possible, if anything at all. If you were injured in the accident and you’re struggling to make ends meet, you may be tempted to accept their lowball settlement, but these settlements are never enough to cover the cost of damages incurred due to the accident.
At Lem Garcia Law, a car accident lawyer on our legal team will take on the insurance company. When you hire a car accident lawyer on our legal team, those harassing phone calls will stop. We will handle all communication with the insurance company and fight for the fair compensation you’re owed, for an accident that was not your fault.
What is the Role of a Car Accident Lawyer in Dealing with Insurance Companies?
A car accident lawyer will handle all communication with the insurance company to protect your rights and your claim. When you speak with the insurance company, they will ask to record your side of the story and can easily use your statement against you. They will ask you confusing and misleading questions that can cause you to say something that could be very damaging to your claim.
When you hire a car accident lawyer, they will handle all communication with the insurance company. If the claims adjuster has a question for you or wants to make a settlement offer, they must go through your attorney. They will not be able to call you or communicate with you via mail or email. This will ensure your claim and your peace are protected from aggressive insurance companies.
How Will a Car Accident Lawyer Negotiate with Insurance Companies On My Behalf?
Your car accident lawyer will review your case, investigate the accident, and gather evidence to prove liability. They may also consult with experts to ensure they accurately assess your claim. They will then send a demand letter to the insurance company outlining what occurred, which party was at fault, the evidence they have, your demand for compensation, and supporting documents that can prove your demand for compensation, such as photos of your injuries, testimony from witnesses, medical records, vehicle repair estimates, and medical bills.
The insurance company will respond by accepting the terms of the settlement or by making a counteroffer. Every time the insurance company makes an offer, your attorney will bring the offer to you and advise you on whether to accept the offer or make a counteroffer.
Your attorney will stay on top of the insurance company and settlement negotiations to ensure the insurance company does not drag its feet and that they make a reasonable settlement offer. Once a settlement has been reached, you will sign a release form to accept the settlement and agree that you will take no further legal action now or in the future for the accident.
Protecting Your Best Interests
A car accident lawyer at Lem Garcia Law will go above and beyond to prove the severity of your injuries, how your injuries have impacted your life, and your demand for compensation. When you hire a car accident lawyer, you will significantly increase your chances of recovering a fair settlement. Our car accident attorneys understand how important it is for you to obtain every penny of compensation you’re owed for an accident that was caused by the negligence of another.
Contact Us Today
If you were involved in an auto accident and the insurance company is pressuring you to accept a settlement that’s lower than what you’re owed or they have denied your claim, the legal team at Lem Garcia Law can help. Contact us today to schedule a case review with an experienced car accident lawyer to learn how we can help.